Clearline Payments

Merchant Services · Statement Review

Lower or eliminateyour payment processing fees

Find out if you qualify. We read your current merchant statement line by line and tell you what a better rate would look like — or tell you straight that you already have a good one.

Fee elimination is achieved through compliant surcharge and cash discount programs, where permitted by state law and card brand rules. Savings depend on your volume, card mix, and current pricing. Nothing is guaranteed until we've seen your statement.

Scan to start your free statement review

Point your phone camera at the code. It opens a short form — a few details about your business and how you take payments. No phone call required, and no obligation.

Find out more → or scan the code
Takes about 2 minutes No cost to find out No obligation
Scan to open the Clearline Payments statement review form

clearlinepayments.cc/moreinfo

What we actually look at

Your statement, line by line

Processing costs hide in places most business owners were never shown how to read. These are the three lines that usually decide whether you're paying a fair rate.

Merchant Statement — Review Points Clearline Payments
EFFECTIVE RATEThe real number
Total fees divided by total volume. It's the only figure that tells you what you're truly paying, and it's almost never the rate you were quoted when you signed up.
INTERCHANGE + MARKUPWhat's fixed, what isn't
Interchange is set by the card brands and nobody can lower it. The markup on top is the part that's negotiable — so that's the part we look at first.
MONTHLY LINE ITEMSThe quiet ones
PCI fees, statement fees, batch fees, gateway fees, non-compliance charges. Individually small. Added up over a year, often the difference worth acting on.

How it works

Four steps, in order

STEP 01

Scan the code

The form asks for your business type, roughly what you process monthly, and how you take cards — in person, online, or both.

STEP 02

Get paired with a dedicated specialist

You're matched with one specialist who handles your account from that point on — not a call center, and not a different name every time.

STEP 03

Send one statement

A single recent processing statement is enough. Without it, any number anyone gives you is a guess — including ours.

STEP 04

Get a straight answer

A written comparison showing your current effective rate against what's available to you. If we can't improve on it, we'll say so.

Find out more → Takes about 2 minutes

Before you get in touch

What we will and won't tell you

Merchant services has a reputation, and it was earned. Here's the plain version so you know what you're walking into.

What you can expect

  • A review based on your actual statement, not a guessed quote
  • Your current effective rate explained in plain terms
  • A written comparison you can keep and take elsewhere
  • An honest "you're already in good shape" when that's the answer

What we won't do

  • Promise a specific savings figure before seeing your numbers
  • Quote a teaser rate that changes after you sign
  • Claim we can lower interchange — no one can
  • Put you on a surcharge program where your state doesn't allow it

Your representative

Joyce Crawford

Clearline Payments

Clearline Payments Merchant Services

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